Bring a current insurance card to every appointment. It is needed at check-in, for annual enrollment and to verify benefits for billing.

Important contents of your insurance card

  • Contact information for your insurance company. Needed to help determine your deductible and plan coverage. This helps you make the best decision when your SHC provider orders lab, X-ray or if you need referral to a specialist
  • Birthdate of the policy holder (month-day-year), usually a family member. Needed to file a claim.
  • The amount you must pay, out of pocket, before the coverage applies.
  • The amount your insurance expects you to pay at each appointment.

Health insurance is complicated

Student Health Center (SHC) insurance specialists are prepared to help students understand their insurance policy. Call 573-882-9107 with insurance questions, ideally before an appointment or procedure. Remember your health fee is not insurance. Learn more about your student health fee.

Each insurance plan is unique, with specified benefits and coverage and designated networks of providers. Through the University Physicians, the Student Health Center has contracted with Aetna Student Health and most major insurance payers.

The ability to pay is not a barrier to receiving health care at Student Health Center. Staff will work with you if you have billing concerns. Learn more about our financial assistance policy.

Uninsured students are encouraged to purchase the university-sponsored Aetna Insurance within the specified enrollment period. If this isn’t possible, self-paying students are given a substantial discount by University Physicians applied toward their bill.