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Insurance

Call the phone number on the back of your insurance card to verify your benefits and coverage and for information on co-payments and deductibles. Ask to talk to our insurance specialists to help you make sense of your insurance benefits before your appointment or procedure by calling 573-882-7481.

Insurance plans that have contracts with the MU Student Health Center & MU Health Care

Health care and insurance are complicated

First, most people agree health insurance is complicated. We’re here to help you understand how your insurance will work to support your health care while you’re on campus. Remember, your student health fee is not insurance.

Each health insurance policy comes with specific benefits and includes designated networks. The Health Center has contracted with Aetna Student Health and all major insurance payers in contract with University Physicians.

Bring your insurance card to every appointment. If you have a photo of the front & back of your insurance card on your phone, you can email it to us so we can scan it into our system. We either need the email or the card itself for Annual Enrollment purposes and to verify benefits for billing purposes. Why is your card important?

  • It lists your copay – the amount your insurance expects you to pay at each appointment.
  • It lists contact information for your insurance company – so we can help you check your deductible and help you make the best decision if your Student Health provider orders lab, x-ray or if you need referral to a specialist.
  • To file an insurance claim, you’ll need to know the birthdate (month-day-year) of the policy holder (this may be a parent).

Uninsured students

Uninsured students will be encouraged to purchase ASHI within the specified enrollment period. If this is not possible, you may receive a substantial discount from Univerity Physicians toward your bill. The ability to pay is not a barrier to medical care at Mizzou. Staff will work with students regarding Student Health Center billing concerns.